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Affirm Finance

Buy Now and Pay Over Time

Spread the cost of your timepiece over 3, 6, 12, 18, 24 or 36 monthly installments with Affirm

Affirm is a more simple, transparent and consumer-friendly alternative to credit cards. Affirm offers instant loan decisioning for online purchases to be paid in fixed monthly installments over 3, 6, 12, 18, 24 or 36 months. Your rate will be 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. As an example, for a $3,000 watch you might pay $271/mo over 12 months at 15% APR.

How Does Affirm Finance Work?

Step 1

At checkout, choose Pay with Affirm. Enter a few pieces of information: Name, email, mobile phone number, date of birth, and the last four digits of your social security number.

Step 2

Affirm will confirm your identity by sending you a text message to your cell phone with a unique authorization code. Enter the code and within a few seconds, Affirm notifies you of the loan amount you're approved for.

Step 3

Select the option best suited to you to pay off your loan over three, six, twelve, eighteen, twenty four or thirty six months. To accept Affirm's financing offer, click Confirm Loan and you're done.

After your purchase, you'll receive monthly emails and SMS reminders about your upcoming payments. You can also set up autopay to avoid missing a payment. In most cases, your first monthly payment is due 30 days from the date that we (the merchant) processes your order.


Why buy with Affirm?

What is Required to Prequalify?

Does Affirm Perform a Credit Check?

How Do I Make Payments

Does Affirm Charge Interest and Fees?

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